How Does Buying New Construction in Naples Work?
Published October 21, 2026 by Source One Realty
In short
Buying new construction in Naples usually means reserving a residence from plans and renderings, then signing a purchase contract with a deposit schedule tied to construction milestones, often 10% at contract with further deposits at groundbreaking and top-off. Pricing is typically lowest early and the choice of residences is widest. Registering your own buyer's brokerage before you visit a sales gallery costs you nothing and gives you independent guidance on the contract and documents.
Pre-construction versus under construction
Pre-construction means a building is sold from plans and renderings before or as work begins. Under construction means the structure is going up and the plans are largely set. Earlier buyers usually see the widest choice of residences, views, and floor plans, and developers often raise prices in later releases.
Renderings are artist's concepts and dates are the developer's current expectations. Both can change, and the condominium documents control over anything said in a sales gallery.
Deposits and the purchase contract
Florida new-construction contracts typically stage deposits against construction milestones rather than asking for the full down payment up front. A common structure is 10% at contract, with further deposits at groundbreaking and top-off, though each developer sets its own schedule.
The contract and the condominium documents, including the budget, rules, and rental restrictions, are the documents that matter. Florida law gives buyers a rescission period after receiving the condominium documents, and we walk buyers through every page before that clock starts.
Why register your own brokerage first
The developer's sales team works for the developer. When you register with us before contacting the sales gallery, we are recorded as your buyer's brokerage from day one, at no cost to you. You get independent guidance on residences, pricing, deposits, and the purchase contract from someone on your side of the table.
Source One Realty is a licensed Florida real estate brokerage and does not represent the developers whose projects we introduce to buyers.
Renting a new-construction residence
Rental rules are set by each condominium's documents and vary widely. Some new Naples collections allow owners to rent a limited number of times per year with minimum stay requirements; others restrict rentals heavily. If rental income matters to your decision, we confirm the exact rules for the specific building and release before you reserve.
Talk to the Naples team
Source One Realty is a licensed Florida real estate brokerage representing buyers and sellers across Naples and Southwest Florida. Florida Brokerage License #CQ1075593.