Naples waterfront and Gulf coast

Source One Realty · Naples and Southwest Florida

Naples Luxury Homes $2M–$10M, With Your Own Buyer's Agent

Local market expertise, plus a clear read on what a home can earn as a seasonal rental.

Talk to the Naples team
Call the Naples team: 239-452-0130

Featured opportunities

New development in Naples.

Pre-construction means a building is sold from plans and renderings before or as work begins. Under construction means the structure is going up and the plans are largely set. Developers share floor plans and pricing privately, so register with us and we send them to you, then represent you as your buyer's brokerage at no cost to you.

Browse Naples listingsRead the Naples guides

Source One Realty is a licensed real estate brokerage and does not represent the developers. Renderings, pricing, plans and timelines are provided by the developers and are subject to change.

In plain terms

Source One Realty is a full-service brokerage working in Naples and Southwest Florida. We represent buyers and sellers of resale and new-construction homes, with a focus on luxury residences roughly between $2M and $10M, and we manage vacation and seasonal rentals through our Source One Stays division. This page is for anyone buying, selling, or owning a second home in Naples, Marco Island, or Fort Myers, especially if you live out of state.

Buyer representation

Buying in Naples, with your own agent.

Whether it is a resale home in Park Shore or a pre-construction residence downtown, you get an agent who works for you, not the seller or the developer. We explain the numbers, the documents, and the trade-offs before you sign anything, and on new construction we are recorded as your buyer's brokerage before you meet the sales team, at no cost to you.

Seller representation

Selling, priced on real evidence.

We price from recent comparable sales in your neighborhood and price band, present the home to the buyers it should attract, and negotiate every term. For seasonal and second-home owners, we handle the sale end to end while you are back home.

Luxury residential

Naples homes from $2M to $10M.

Most of our Naples work sits in the luxury band: condominiums and single-family homes from roughly $2M to $10M. Each neighborhood trades differently, and the right fit depends on how you plan to use the home.

Talk to the Naples team

Owning from out of state

A second home without the second job.

Most of our Naples buyers live somewhere else. We tour homes for you on video, coordinate inspections and closing remotely, and flag the Florida-specific items, flood zones, insurance, condo reserves, before they become surprises.

Renting it when you are away

Vacation and seasonal rental management.

Source One Stays, our vacation rental division, manages furnished and short-term rentals in Naples, Marco Island, and Fort Myers: pricing, guests, cleaning, and monthly owner statements. The same company that helps you buy can run the home while you are away.

See vacation rental management

Free buyer resources

Read before you tour.

  • Naples Waterfront Buyer's Guide

    Bridges, canals, Gulf access, flood zones and what to check before you offer on a waterfront home.

  • 2026 Florida Condo Inspection & Reserve Deadline Checklist (Dec 31, 2026)

    The questions to ask an association about inspections, reserves and assessments before the year-end deadline.

  • Move-In-Now New Construction Comparison

    A side-by-side view of completed new residences you can close on and move into now.

Seasonal ownership

Own a home that works when you're not there.

A second home in Naples can earn while you are away. Source One Stays, our vacation rental division, can manage seasonal and short-term rentals where the city, county and association allow it.

We handle pricing, guest communication, cleaning and turnovers, and send monthly owner statements, so the home works without you being nearby.

Rental rules vary by city, county and association, and no rental result is guaranteed.

Naples Market Guide

What to compare on prices, inventory and days on market, from the Naples team.

Read the market guide

Four lanes. One team.

From the lot to the listing.

Pre-construction and new development

Dean Mlinarich, our broker of record in South Florida, builds modular homes: duplexes and singles at construction pricing, on lots we help you find.

Talk about building

Build to rent

Buy the build, we run it. Long-term, mid-term or vacation rental, with the numbers underwritten before you commit.

Underwrite an opportunity

Short-term rental management

Source One Stays manages vacation rentals in Naples, Marco Island and Fort Myers.

Visit Source One Stays

Buy and sell

Licensed Florida representation on resale homes and on the private new-construction collections below.

Talk with an agent

The second-home math

Choose the use before you choose the property.

A second home that earns its keep

A second home can be rented during the weeks or seasons you are away. Local management changes the day-to-day work: guest or resident communication, turnovers, maintenance and pricing no longer depend on you being nearby. The right approach starts with how often you plan to use the home yourself.

Highest and best use

The same home can perform very differently as a long-term, mid-term or vacation rental. Neighborhood rules, seasonality, furnishing needs and your own use all shape the answer. We compare those operating models before you commit to a property or a management plan.

1031 exchange into Florida

A 1031 exchange may let an investor roll proceeds from one investment property into another qualifying property. Identification periods, closing timelines and use rules apply. Start the conversation before a sale closes and confirm the structure with a qualified tax professional.

Cost segregation on a new build

Cost segregation separates parts of a new building into different depreciation categories. That may change when certain costs are recognized for tax purposes. Eligibility and treatment depend on the property and the owner, so a tax professional should review the plan.

Build to rent: a home planned and acquired from the start as an income-producing rental.

The BRRRR model: buy, rehab, rent, refinance and repeat, with each step evaluated before the next.

Source One Realty is a real estate brokerage, not a tax or legal advisor.

Talk through the options

The Naples team

Dean Mlinarich, Source One Realty

Dean Mlinarich

Broker of Record · Naples, FL
Licensed Real Estate Broker, Florida · since 1985

TextCall 239-452-0130

Questions

Naples buyer questions, answered.

What do homes cost in Naples?
It depends heavily on the neighborhood and proximity to the water. Downtown and Old Naples condominiums start well under the luxury band, while waterfront homes in Port Royal and Aqualane Shores sit at the top of the market. Most of our work is with buyers between roughly $2M and $10M, and we will show you real recent sales in the exact neighborhoods you are considering.
Which Naples neighborhoods fit a $2M to $10M budget?
That range covers most of downtown Naples, Old Naples, Park Shore, Bayfront and the marina district, and much of Marco Island, plus entry points into Port Royal and Aqualane Shores. The right fit depends on how you plan to use the home: walkability, beach access, boating, or rental income.
How does buying from out of state work?
Most of our Naples buyers live elsewhere. We tour homes for you on video, coordinate inspections, and handle closing remotely with a local title company. You typically only need to be in Naples if you want to be, and we flag the Florida-specific items, flood zones, insurance, and condo documents, before you commit.
What should I know about HOA fees and condo reserves?
Florida condominium associations now face stricter reserve and inspection requirements, which has raised fees in some older buildings. Before you offer on any condo, we review the association's budget, reserve study, and meeting minutes with you so the monthly cost and any planned assessments are clear.
How do insurance and flood zones affect a Naples purchase?
Flood zone, elevation, and the age of the roof and systems all shape insurance cost in Southwest Florida. We help you get real insurance quotes during your inspection period, not after closing, so the true carrying cost is part of the decision.
Can I finance a Naples home with a jumbo loan?
Yes. Many purchases in the $2M to $10M range use jumbo financing, and lenders experienced with Florida condominiums and second homes matter. We can introduce you to lenders who regularly close these loans, and cash purchases are also common in this band.
Can I rent out my Naples home seasonally?
Often, yes, but the rules are set by the city, the county, and each condominium or HOA, and they vary widely. Some buildings allow monthly seasonal rentals, others restrict them. We check the rental rules for any property you are considering, and Source One Stays can manage the rental for you where it is allowed.
Do I need my own agent for new construction?
The developer's sales team works for the developer. Having us recorded as your buyer's brokerage costs you nothing and gives you someone on your side for the contract, the deposit schedule, and the condominium documents. Register with us before you visit a sales gallery.
What does pre-construction mean in Naples?
You reserve and contract for a residence before it is built, usually with a deposit schedule tied to construction milestones. Pricing is often lowest early, and the choice of residences and views is widest. Renderings are artist's concepts and dates are the developer's current expectations; both can change.
What does it cost to work with a buyer's agent?
We explain exactly how compensation works in your situation before you sign anything, on resale homes and on new construction alike.

Southwest Florida

Tell us what brings you south.

We’ll connect you with the right person for the build, purchase, sale or rental strategy.

By submitting, you agree to our Privacy Policy and Terms & Conditions.

Source One Realty, licensed real estate brokerage. Florida Brokerage License #CQ1075593. Equal Housing Opportunity. We are a brokerage, not the developer; renderings, pricing, plans and timelines are subject to change. Privacy Policy